We’ll help you plan the ideal future
Goal analysis
Determine how much you need to save monthly to maintain your standard of living in retirement, and the strategies to get there.
Withdrawal strategies
Plan the order in which you should withdraw your funds, and the withdrawal amounts, to reduce the tax impact.
Government programs
Learn how to benefit from the Québec Pension Plan and Old Age Security pension to plan your retirement.
Selection of savings vehicles
Get a personalized plan that uses the right tools for you, such as a TFSA, an RRSP or certain non-registered investments.
RRSP optimization
Maximize your RRSP tax advantages with a combination of well-thought-out solutions, such as an RRSP loan.
Forecasting
Find out if your current retirement savings strategy is working and get advice on how to adjust it if necessary.
An approach tailored to your financial profile
Case 1:
How can I optimize my wealth
to best plan for retirement?
Even if you have enough money in your RRSP or pension plan, and your retirement strategy is on track, there are still ways to optimize your wealth. We’ll help you establish strategies to make the most of your savings vehicles and, when the time comes, to start withdrawing your funds in a smart way.
Case 2
Will I have enough money
for retirement?
If you’re concerned about not having enough savings to maintain your standard of living in retirement, it’s never too late to make adjustments. First, we’ll review your current plan to determine if you’ll actually have enough money. Then we’ll look again at your goals, including the age at which you’d like to stop working, as well as your disposable income for savings, to ensure you’ll get the results you want.
